Independent retirement research

Retire abroad in the comfort you have earned.

Honest guides on luxury retirement destinations, second passports, and residency programs. Written for people who want to get this decision right.

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30+ Countries covered

12+ Passport programs

20+ Residency visas

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Destinations

Popular retirement destinations

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Europe's most welcoming retirement destination. Warm climate, low cost, and a clear path to EU residency.

Golden Visa D7 Visa From $3,000/mo

World class private hospitals, excellent weather, and a long stay visa designed for retirees.

LTR Visa Retirement Visa From $2,500/mo

The MM2H program offers one of the most stable long term residency options in Southeast Asia.

MM2H From $2,000/mo

A full life awaits in Spain. Culture, cuisine, and a Golden Visa pathway to EU permanent residency.

Golden Visa Non Lucrative From $3,500/mo

Tax free living, world class infrastructure, and a Golden Visa for those who qualify.

Golden Visa From $5,000/mo

Islands, history, and a Golden Visa program that opens the door to the entire European Union.

Golden Visa From $2,500/mo

Second Passport

Citizenship by investment programs

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Investment: from EUR 600,000

Processing: 12 to 36 months

Visa free access: 186 countries

EU passport: Yes

Investment: from USD 150,000

Processing: 4 to 6 months

Visa free access: 144 countries

E2 treaty with US: Yes

St Kitts and Nevis

Investment: from USD 250,000

Processing: 45 to 60 days

Visa free access: 157 countries

Oldest CBI program: Yes

Investment: from USD 130,000

Processing: 30 to 60 days

Visa free access: 96 countries

Fastest processing: Yes

Investment: from USD 400,000

Processing: 3 to 6 months

Visa free access: 110 countries

Real estate route: Yes

Investment: from USD 750,000

Processing: 3 to 6 months

Visa free access: 51 countries

Middle East gateway: Yes

Visas and Residency

Residency programs worth knowing

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Portugal Golden Visa

Investment based residency with a path to EU citizenship after five years. One of the most sought after programs in Europe.

Greece Golden Visa

Europe's most affordable Golden Visa. Real estate investment from EUR 250,000 opens the door to EU residency.

Thailand LTR Visa

A ten year long term residency visa for wealthy global citizens, retirees, and remote workers. Launched in 2022.

UAE Golden Visa

Ten year residency in a tax free environment. Available to investors, professionals, and retirees meeting the criteria.

My Second Home is a long stay program for those who want to live in Malaysia with financial requirements met upfront.

Spain Golden Visa

Property or financial investment of EUR 500,000 grants residency with access to the Schengen area and a path to citizenship.

Guides

Make this decision with confidence

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Getting started

How to plan your retirement abroad step by step

A clear walkthrough of the decisions you need to make before moving abroad in retirement. Covers budget, visas, healthcare, and tax.

Second passport

Second passport programs compared for 2025

A side by side look at the world's leading citizenship by investment programs. What they cost, how long they take, and who qualifies.

Tax and finance

Tax implications of retiring abroad for Indian nationals

What changes when you move your tax residency abroad. Pension treatment, double taxation agreements, and what to plan for before you leave.

Private healthcare for expat retirees abroad

How to access quality private healthcare in Thailand, Portugal, Malaysia, and Spain. International insurance options and what to budget.

What does a luxury retirement abroad actually cost

Honest monthly cost breakdowns across six destination countries. Accommodation, healthcare, dining, travel, and lifestyle costs compared.

NRI retirement abroad: what Indian families need to know

A guide written specifically for NRIs and affluent Indian families considering retirement outside India. Visa, tax, and family planning covered.

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